A Sad but True Story.

I know that I wanted to keep my mouth shut until the election was over but I had a visit from a neighbor yesterday. He is a nice man who works for a small company with under 25 employees. He and his wife both have two children. They also have Sugar that affects their health. I runs in the family. They are both lucky to have employer covered health Ins.

A while back a third child was born with severe medical problems. This child spent many months in a children's hospital to save her life. Her parents rung up a bill of $3,000,000. Their ins. Company paid the lifetime limit of $1,000,000 and the couple had to declare bankruptcy. The child was born four months before Obama care's lifetime limit was eliminated. .



Their Insurance company was not very happy with a large bill and changed coverage for the small company to a plan with a very high detectables for all employees and with high co-pays. The other workers are upset but what is my neighbor to do ? I tried to explain to him that very soon exchanges will be set up so his company can join thousands of other workers and get better coverage from another Ins. company. He just did not seem to understand and blamed Obama for his trouble. He said that if Obama is elected again his employee said he would lose all coverage.

I tried to tell him that if that happened he would be able to buy Ins that would not look at his families past health issues and it would be subsidised by the federal Gov. so he could afford it. He told me he still plans to vote for Romney. He can't even understand that there will be no coverage for his family that he can afford and that at retirement age he and his wife will not be able to afford Ins at all with their past health problems.

I just gave up because he seemed to understand nothing at all about his current problems or that if Romney wins he will never be able to afford coverage at all. He can't see that his problem is connected to the birth of his sick daughter. He would rather blame President Obama. I am not mean enough to wish that he gets what he deserves. I pray that President Obama wins and my neighbor's future would look a little brighter.

There are just too many stupid ads and lies on TV and not enough explanations about programs like the Affordable Care Act.